Workers’ compensation from Frates Irwin Risk Management Solutions can be customized to provide wage replacement and medical benefits to employees who were injured in the course of their employment.
Most states require employers to carry workers’ compensation policies for regular, seasonal, and temporary workers. Combined with education on safe work practices and proper training, these policies ensure that a business and its employees are covered in case of an accident.
We suggest enhancing your existing voluntary benefits package by offering voluntary coverages to offset workers’ compensation costs. This will not only sharpen your competitive edge when attracting, engaging, and retaining top- notch employees, but studies show voluntary coverage could also reduce workers’ compensation claims and employee absenteeism.
Voluntary benefits are insurance products offered through a company, but are paid partially or solely by employees on a payroll-deducted basis. Voluntary benefits products include wellness programs, tuition savings, life insurance, and many more.
- Trips & Falls
- Auto Accidents
Contact us today to discuss your business coverage needs.