General Management Insurance
The Frates Irwin Risk Management Solutions team of management liability insurance specialists utilize an extensive network of resources to help public, private, and non-profit companies of all sizes and industry classes with their specific risks.
We can work with existing commercial clients and incorporate a management insurance program into their existing package or offer consultation and liability solutions as a stand-alone service.
From claims made by employees against the business to leadership decisions resulting in litigation, general management insurance coverage from Frates Irwin Risk Management Solutions protects your business.
We pair relationship-based, local service with offerings through the Acrisure network to provide our clients access to a number of technical and specific policies backed by hometown customer care.
Employment Practice Liability
Frates Irwin Risk Management Solutions provides employment practice liability to protect businesses from claims made by employees who feel their legal rights have been violated.
Costly claims can be made by current and former employees as well as prospective employees and third parties. Having comprehensive employment practice liability coverage in place along with regular training and compliance initiatives creates a more transparent and claim-free work environment.
Strengthen your work environment with policies designed to prevent and protect against claims.
- Breach of Employment Contract
- Deprivation of Career Opportunity
- Failure to Employ or Promote
- Mismanagement of Employee Benefit Plans
- Negligent Evaluation
- Sexual Harassment
- Wrongful Discipline
- Wrongful Infliction of Emotional Distress
- Wrongful Termination
Errors & Omissions
Policies related to errors and omissions made by your employees are available from Frates Irwin Risk Management Solutions . Similar to commercial general liability which protects against bodily harm and property damage, errors and omissions coverage protects against claims that managerial decisions made by an employee caused an adverse financial consequence.
We have experience writing policies for a variety of positions that reflect a given occupation or volunteer position’s professional duties and vulnerabilities.
Also known as executive liability, this coverage protects against liability as a result of governance, finance, benefits, and management activities for privately-held firms, not-for-profit organizations, and publicly funded companies.
This coverage is designed to protect specific professions from liability, including accountants, attorneys, consultants, and real estate brokers.
Directors & Officers
Written specifically for those who serve as officers or on a board of directors, this coverage is often purchased by businesses, privately-held funds, organizations, and educational institutions.
If you don’t see the specific type of general management insurance coverage your business needs, request a quote so risk advisors can tailor coverage to your needs.