Enhance Your Benefits Without Increased Costs
Supplemental Employee Benefit Options
Supplemental insurance benefits enhance your employer-paid program and employees can take advantage of lower group rates, the convenience of payroll deductions, and, in some cases, pre-tax deductions. Typically, employees pay 100 percent of the premiums with supplemental benefit products.
Frates Irwin Risk Management Solutions has an in-house division focused entirely on supplemental benefits administration. We work with you to identify any gaps in coverage and provide access to comprehensive information on voluntary employee benefits to help you determine which options will improve employee attraction and retention.
Providing employees with access to voluntary benefits gives them options to enhance their coverage with supplemental health and insurance solutions.
- Critical Illness
- Group Life or Accident Insurance
- Individual Life or Accident Insurance
- Limited Medical Plan
- Individual Medical Plan
- Auto Insurance
- Home Insurance
- Pet Insurance
Non-insurance supplemental benefits may also be offered to add extra value to an employee’s overall benefits package. Many of these benefits are designed to offer simplicity, convenience, or money-saving options to various aspects of employees’ lives.
The Frates Irwin Risk Management Solutions team includes benefits experts. Contact us today to partner with a local solution!