When group plans are not an option, individual health policies from Frates Irwin Risk Management Solutions provide health benefits. Directly purchased by an individual or a family, these policies can be tailored to lifestyle and health predispositions to ensure that you have the coverage for minor illnesses and major health setbacks alike.
We can help find a comfortable balance between paying for coverage you are unlikely to need and having a safety net when an illness occurs.
Separate Health Savings Accounts (HSA) may interest those in search of individual health plans as well to provide a savings account for health-related expenses.
- Health Maintenance Organization (HMO)
- Preferred Provider Organizations (PPO)
- Point of Service (POS) Plans
No one can predict the future, but the Frates Irwin Risk Management Solutions team can help you make an educated guess and find the individual health plan best suited for you. Contact us today to get started.