Great benefits attract great people. You need a long-term employee benefits strategy and we can help. Through our numerous A-Rated carriers we offer health insurance for your business that’s transparent, affordable and easy to manage. We work with companies of every size and in every industry, assigning a dedicated benefits coordinator to navigate the perplexing Affordable Care Act (ACA) provisions. We would love to work with you.
Frates Irwin Risk Management Solutions understands that it's a lot easier to smile when your mouth is healthy. That's why we offer dental insurance plans to individuals and groups.
Being positive is a great approach to life, but hoping for the best won't cover expenses related to a disability. Frates Irwin Risk Management Solutions prefers to be prepared.
Group health coverage from Frates Irwin Risk Management Solutions enables organizations to provide health benefits to their employees and their dependents.
Frates Irwin Risk Management Solutions offers group life policies as single contracts typically owned by an employer and covering an entire group of employees.
Frates Irwin Risk Management Solutions offers health savings account (HSA) options for individuals and groups. Pre-tax funds can be saved for later use on qualified medical expenses.
When group plans are not an option, individual health policies from Frates Irwin Risk Management Solutions provide health benefits that can be directly purchased by an individual or a family.
If people depend on you for financial support, it’s important to make an educated decision about life insurance options with help from Frates Irwin Risk Management Services.
Medicare supplement coverage from Frates Irwin Risk Management Solutions is designed to provide additional coverage to individuals who depend on Medicare for their primary insurance.
Frates Irwin Risk Management Solutions can assist with program implementation by customizing a wellness program specific to your employees’ needs and health care data.
The Frates Irwin Risk Management Solutions team understands that retirement is not one size fits all. We listen to your goals, timing, and lifestyle to find tailored retirement plans.
Covering individuals and groups, vision insurance from Frates Irwin Risk Management Solutions helps pay for vision-related services and treatments.
Frates Irwin Risk Management Solutions has an in-house division focused entirely on voluntary benefits to determine which options will improve employee attraction and retention.
The Frates Irwin Risk Management Solutions team offers a variety of wellness programs to employers who want to proactively promote employee wellness and encourage healthy lifestyles.